Personal Banking

Consumer Loans

Consumer Loans — A consumer loan is an excellent way to establish credit. Loans are available for almost any worthwhile purpose — like purchasing a new vehicle, taking a vacation, redecorating your home & much more. Repayment terms can be arranged to best fit your budget, too. Receive a quarter-point rate reduction when your payments are automatically withdrawn from your Pacesetter Bank checking or savings account. To apply for a consumer loan, click here.

Home Equity Line of Credit — Utilize the equity you’ve built up in your home for any good reason such as home improvements, educational expenses or a car purchase. As a bonus benefit, the interest you pay in most cases will be tax deductible (consult your tax advisor regarding deductibility of interest). To apply for a Home Equity Line of Credit with no closing costs, contact us here.

Balance Plus — Help protect yourself from costly overdrafts on your checking account. It’s a personal line of credit and serves as an instant cash reserve for your Signature Series checking account. Enjoy the security of knowing that additional funds are always available (up to your established credit limit) by simply writing a check, or using your ATM or VISA Debit Card. To apply for Balance Plus, contact us here.

All requests for credit are subject to the normal credit standards of Pacesetter Bank