Privacy Policy

Merchant Service Providers

Notice of your Financial Privacy Rights - “We, our, and us,” when used in this notice, mean Pacesetter Bank. This is our privacy notice to our customers. When we use the words “you” and “your” we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as: (1), Deposit account; (2) Loan account; (3) Credit card; (4) Safe deposit box; (5) Retail installment contracts we hold and service; and, (6) Self-directed Individual Retirement Account where we act as custodian or trustee.

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information. We first define some terms:

Nonpublic personal information means information about you that we collect by providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as government records and telephone directories.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean a complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

INFORMATION THAT WE COLLECT: We collect nonpublic personal information about you from the following sources: (1) Information we receive from you on applications or other forms; (2) Information about your transactions with us; (3) Information about your transactions with our affiliates; (4) Information about your transactions with nonaffiliated third parties; and, (5) Information from a consumer reporting agency.

THE CONFIDENTIALITY, SECURITY AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION: We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION, NONAFFILIATED THIRD PARTIES AND FORMER CUSTOMERS: We will not disclose nonpublic personal information about you to anyone except as disclosed in this notice or as permitted by law. We do not disclose nonpublic personal information about former customers, except as permitted by law.

AUTHORIZED SHARING OF JOINT MARKETING: We may disclose information to other financial institutions or companies that perform marketing services on our behalf with whom we have joint marketing agreements, such as: (1) nonpublic personal information we gather from you on applications or other forms, such as: name, address, Social Security number; and birth date; (2) nonpublic personal information about your transactions with us, such as: types of accounts and parties to the transaction; and, (3) nonpublic personal information about your transactions with our affiliates, such as: types of accounts and parties to the transaction

Federal law allows us to disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information. We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

TYPES OF BUSINESSES: Here are the types of businesses with whom we may disclose nonpublic information: (1) Financial services providers, such as insurance agents or investment advisors; and, (2) Others, such as club benefit providers.

PACESETTER BANK, 1515 N. Walnut St., P.O. Box 659, Hartford City, IN 47348 PHONE: 1-800-878-3602